As a first-time home buyer, you might assume a bank is the best option when applying for a mortgage. However, using a bank means you may miss out on some of the best mortgage deals and rates.
Consider working with a mortgage broker instead of hassling with the bank. Mortgage brokers have better financing access and the experience to handle any homeowner’s situation. Agents at mortgage brokers dedicate themselves to working with clients throughout the entire process, ensuring the best mortgage loan or refinance possible.
So we’ve put together a list of good Hamilton mortgage brokers who will meet your mortgage and financial needs. Check out some of our recommendations for the best mortgage brokers in Hamilton.
1. Verico – Best Mortgage Loans Inc.
An excellent mortgage broker option in the Hamilton area is Best Mortgage Loans. This brokerage is local and independently owned. The brokers at Best Mortgage Loans commit to educating and assisting homeowners throughout the financing process.
Here are some of the services they offer:
- First-time home buyer mortgages
- Mortgage pre-approval
- Mortgage renewals
- Mortgage refinancing
- Self-employed home buyers
- Second mortgages
Best Mortgage Loans’ access to some of the top mortgage lenders from national banks and in the Hamilton area means they provide clients with the right resources and solutions, alleviating stress during this time.
Address: 949 Garth St. Hamilton, ON L9C 4L3
Phone: +1 905-667-8088
2. The Personal Mortgage Group
Since 2010, brokers at The Personal Mortgage Group have dedicated their time to ensuring Hamilton homeowners’ financial wellness.
License mortgage brokers Chris Horrocks, Steve McKay, and Boyce Collins proudly serve their clients by getting to know them, their financial goals, and their lifestyles to ensure the best mortgage plan.
The Personal Mortgage Group offers services fitting a variety of lifestyles, including these and more:
- First-time home buyer
- Parental leave and family finance
- Financial tune up
- Planning next moves
- Improving your home
- Expanding real estate portfolios
- Retirement planning
- Self-employed financing
Address: 233 Queen Street South, Hamilton, ON L8P 3S9
Phone: +1 905-546-0550
3. Mission35 Mortgages
Brian Hogben of Mission35 Mortgages understands the importance of attainable mortgage loan payments, which is why he and his brokerage team dedicate time to helping Hamilton citizens achieve the same.
With access to some of the best lenders, the Mission35 Mortgage team helps homeowners through processes for:
- First mortgages
- Second mortgages
- Private mortgages
- Investment properties
- Mortgage insurance
- Mortgage renewals
If you’re looking to break into the housing market, the brokers at Misson35 Mortgages make this goal accessible.
Address: 59 John Street South Hamilton, ON, L8N 2B9
Phone: +1 905-574-5255
4. Certified Mortgage Broker Hamilton
A trusted brokerage, Certified Mortgage has a branch in the Hamilton area. With your best financial interests in mind, these brokers go above and beyond for the best mortgage rates and customer satisfaction.
Winner of several Canadian Mortgage Awards, Certified Mortgage provides thorough and experienced home buying-related services. Here is a look at some of the mortgages they offer:
- Refinancing mortgage
- Residential mortgage
- Commercial mortgage
Their team guarantees a hassle-free closing experience with each of these services.
Even better, they offer perks alongside your mortgage, such as:
- Payment of closing legal fees
- Cash back opportunities
- Referral fees
With so many options, clients easily choose mortgage solutions customised for their needs.
Address: 1 Hunter Street East, Hamilton ON L8N 3W1
Phone: +1 289-768-8090
5. Derrick Bryce Mortgage Agent – Best Mortgage Loans Inc.
Derrick Bryce is an excellent choice if you are looking for a resourceful and informative mortgage agent in the Hamilton area. Clients appreciate the time he takes to explain and lead them through each step of the mortgage process. His experience lends thorough answers to the many questions first-time home buyers have.
Derrick’s blend of personable and professional qualities means he expertly finds mortgage solutions for each home buyer’s unique situation. Clients love how quick he is at accommodating to different circumstances and changes in plans.
Derrick is always ready to help new clients with mortgages in Hamilton. Contact him below.
Address: 949 Garth Street Hamilton, ON L9C 4L3
Phone: +1 905-928-3345
6. Robert Floris & Sean Howard: Mortgage Architects
Robert Floris and Sean Howard guarantee Hamilton citizens fairness, honesty, and trust when it comes to arranging mortgages.
Both of these brokers work under Mortgage Architects and pride themselves on attentiveness and affordable services. While their mortgage and refinancing services are exceptional, homeowners especially value their combined experience, expert advice, and solutions over other brokers and the bank.
Address: 236 Pritchard Rd., Hamilton, ON, L8W 3P7
Phone: +1 855-558-7878 or +1 905-966-1453
7. Canadian Mortgage Authority Inc.
Canadian Mortgage Authority prides itself on getting the best deal for its clients, not the bank or lender. Their mortgage brokers and agents commit to saving home-buyers from Hamilton time and money with their services.
Here is a glimpse at some of the services they provide:
- First-time mortgages
- Second-home mortgages
- Vacation and investment property
- Interest rate adjustments
One of the best perks about this Hamilton mortgage broker is their free no-obligation initial consultation offer. If you choose to work with Canadian Mortgage Authority, they use this consultation as the foundation for finding the best mortgage solution for you.
Canadian Mortgage Authority accesses the best lenders and resources for your personalised needs, supporting you through closing.
Address: 176 Rymal Rd. East Hamilton, ON L9B 1C2
Phone: +1 905-309-8799
8. Weisz Choice Mortgage Group
The Weisz Choice Mortgage Group proudly serves the greater Toronto area, including Hamilton. Their team offers incredible mortgage advice about incentives, tax credits, rebates, and more which all increase your home’s value.
Their agents prioritise working with first-time home buyers, so affording their dream home becomes a reality. Weisz Choice also works with commercial real estate and frequently works with business owners.
Weisz Choice Mortgage Group provides the following mortgage services:
- Alternate lending
- Reverse mortgages
Address: 722 Main St. East, Hamilton, ON L8M 1K9
Phone: +1 905-921-2701
9. Synergy Mortgage Group
With years of experience, the Synergy Mortgage Group wants to give Hamilton clients the mortgage experience they deserve. Their team dedicates themselves to finding the best financial opportunities throughout your mortgage process.
The brokers at Synergy Mortgage Group pride themselves on educating their clients alongside giving them the best rates that align with their lifestyle goals.
Address: 21 Bold St. Hamilton, ON, L8P 1T3
Phone: +1 289-335-1262
10. Empire Mortgage Group
The team at Empire Mortgage Group views mortgages as an integral step in a client’s financial wellness journey. To ensure a stress-free process, they break mortgages down into planning, implementation, and monitoring. With decades of experience, their brokers know the most effective way to navigate mortgages.
Here are the services Empire Mortgage Group provides:
- First-time home buyers
- Rental and investment properties
- Private mortgages
- Second mortgages
- Debt consolidation
- Transfer programs
Address: 21 Bold St., Hamilton ON, L8P 1T3
Phone: +1 365-317-6247